The procedure for purchasing a resale HDB flat in Singapore is really a multi-phase system that ordinarily spans numerous months. The initial and most crucial stage is to get a sound HDB Flat Eligibility (HFE) letter, which determines the client's eligibility for the flat order, housing grants, and also a housing mortgage. Just after securing the HFE letter, the customer lookups for any flat and requests an alternative to buy (OTP) from the seller, which can be then exercised inside 21 days. Subsequently, the client have to post their resale application to HDB, like all necessary documents. HDB will then worth the flat and agenda a primary appointment for each functions. The method culminates during the completion in the transaction, wherever the customer buying resale hdb procedure 90 32 and vendor fulfill within the HDB Hub to indication the ultimate paperwork and obtain the keys. Your entire system, from getting the HFE letter to the final completion, normally normally takes about 3 to 5 months.